Frequently Asked Questions

Query Regarding Guaranteed Personal Loans

Our guaranteed personal loans are easy to qualify for and even easier to apply for. Still, if you have questions about how the process works then you might want to read the following most frequently asked questions so that you can feel more informed before you make any major financial decisions.

How much does the loan cost?

The application process is free. However, you will be charged a finance fee for the loan. The fee itself will be based on the amount that you borrow as well as the timeframe that you repay it in. If you need to have the repayment schedule extended, for instance, then you will have to pay more.

Will I know the fee before I accept the loan?

Yes. After you have been approved for the loan, you will be notified of the terms and conditions. This will include the fee, repayment date, and all other pertinent information.

After I get approved for the money, how will I get it?

It will be directly deposited into your bank account. That’s why it’s imperative for you to not only have an active bank account but to provide us with the accurate information concerning it.

When do I repay my loan?

Typically, you will repay the loan on your next payday. However, this date can vary somewhat. You will know your repayment date once you have been approved for the loan itself.

How can I use the money that I borrow?

The money is yours once it is in your bank account. You may use it however you want to. Some people use it for one particular expense, such as getting their automobile worked on, while other people just use it for extra spending money until they get paid again.

What if I can’t pay it back on time?

Then you should contact us as soon as you think that you won’t be able to repay it on the agreed upon date. At that time we can discuss your other repayment options which might include extending the loan period.